Payments Modernization Services

Meet & exceed the expectations of real-time, cross-border, and data-rich payments.

Payments Modernization for the World's Leading Banks & Financial Services Firms

4B+ Records & 3.2M Credit Accounts Migrated with Near-Perfect Accuracy

Delivered a 13-month migration project, moving 4+ billion records and 3.2 million credit accounts across 9 source and 4 target systems. We achieved exceptional data integrity with only 14 rejected records (expected) and full real-time reconciliation across 650+ reports.

Developed Payments & Savings Products and Improved Third-Party Vendor Hardening

Designed & developed a Youth Banking platform for Greenlight, featuring functionalities such as instant money transfers, card issuing and management, cashback for kids, savings rewards, and more, in a mobile-first environment.

Migrated 44,000 Card Accounts and 100m+ Transaction Records in a Single Weekend

BNP Paribas consolidated systems ahead of a major merger by migrating 44,000 card accounts. We executed two dress rehearsals and delivered a migration with 900+ data mappings and 170 reconciliation rules in a weekend.

Payments Modernization Solutions

Modernize payment platforms to handle high volumes, real-time demands, and new payment rails.

Modernize the Core Stack

Consolidate legacy systems and modernize switches, hubs, and card platforms to support high-volume, real-time, and cross-border transactions.

Enable New Payment Channels

Support mobile wallets, IoT, wearables, bots, and social/P2P payments with flexible APIs and microservices-based architecture.

Next-Gen Rails & Standards

Accelerate ISO 20022 migration, enable SWIFT cloud strategies, and implement new real-time payment schemes across regions.

Enhance Resilience & Scalability

Improve performance and stability across global payment infrastructures while reducing tech debt and increasing fault tolerance.

AI-Powered Fraud & Risk Management

Leverage AI/ML for enhanced fraud detection, risk scoring, and real-time alerts across payment flows and digital identities.

See what some of our clients have to say

For over 9 years, we’ve partnered with Alpha Dynamiks for numerous projects. What impresses me most is their consistent reliability.
Jarek Dąbrowski

Senior Technology Director & Board Member

David McGowan

SVP, CIO of Global Commercial Services. Previously CTO at Kabbage, Acquired by American Express

«Kabbage’s (Acquired by American Express) partnership with Alpha Dynamiks has been instrumental in completing our goals across numerous major projects.»

Małgorzata Dąbrowska

Chief Operating Officer & Board Member

«Alpha Dynamiks has been cooperating with BNP Paribas since 2012, completing many initiatives with the bank, providing and implementing software that was developed especially for our needs.»

Dorota Poniatowska-Mańczak

Chief Innovation Officer

«We have been cooperating with Alpha Dynamiks since 2016. The main project created by Alpha Dynamiks for our company was implemented very quickly – in only 13 months.»

David Wood

Managing Director

«Alpha Dynamiks’s team was able to understand our business needs and set up a development team quickly and to a high quality.»

What sets our relationship apart is the partnership approach; it’s not just about staff augmentation. Over the past years, we’ve built a level of trust that allows us to work seamlessly.
Dennis Priess

Head of Mobile Engineering & Quality Assurance

Michael Wolf

Chief Technology Officer (CTO)

«The team has been great to work with, they are direct communicators, open to feedback and work hard to build a great product.»

Robert Pernak

Pricing Manager

«Alpha Dynamiks’s team clearly understands our needs, have top-notch expertise both in our sector (FMCG), as well as the technologies used – Business Intelligence Data Warehousing.»

Industry Partnerships and Modern Tech Stack Powering Our Solutions

About Us in Numbers

Since we’ve joined Virtusa, we’re much more than just a local European player, bringing deep Banking, Financial Services, and Insurance expertise from across the globe.
Top Banking, Financial Services, and Insurance Clients
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